Housing Assistance Corporation Blog

Free Foreclosure Prevention Counseling

Posted by Laura Reckford on Mon, Aug 26, 2013 @ 10:00 AM

Foreclosure counseling is free at Housing Assistance Corporation for anyone whose primary residence is on Cape Cod or the Islands. There are no income or mortgage limits.

HAC staffers explain mortgage options and the foreclosure process. They can then assist in preparing mortgage-modification request paperwork and submit the paperwork.

HAC can empower homeowners to speak with their lender and review the correspondence
from the lender.

HAC provides homeowners with debt-management counseling and on alternative housing options.

HAC is the only HUD-approved housing counseling agency serving Cape Cod and the Islands; and it has a contract and a close working relationship with the Attorney General’s office, plus over 15 years experience in mortgage foreclosure counseling.

When is the best time to contact HAC about counseling? If you are current with your
mortgage but are concerned that you won’t be able to keep up; or if your mortgage payment is past due.

Also contact HAC for counseling if your lender has sent a letter demanding money by a certain date or if an attorney has sent you a letter about your mortgage.

HAC is also the place to turn if you had little or no success trying to work things out with your lender.

Beware of foreclosure rescue scams. Avoid anyone asking for a fee in advance. Remember:
Friends don’t let friends pay for foreclosure prevention counseling. Refer family and friends to HAC.

To set up an appointment with a HAC counselor, call Liz Belcher at 508-771-5400 at extension
210 or by e-mail at lbelcher@haconcapecod.org.

Tags: HAC Workshops, HCEC, Prevention, housing assistance corporation, Foreclosure

Upcoming HAC Workshops

Posted by Julie Wake on Mon, Feb 04, 2013 @ 07:00 AM

All classes are held in Conference Room A at Housing Assistance Corporation, 460 West Main St., Hyannis.

Completing Housing Applications –Free. One session, meets 6-9 p.m. Jan. 14.
Be a Smart Tenant – Free. One session, meets 6-9 p.m. Jan. 28.

Home Forever – Money-saving advice for homeowners. $25. Three sessions, meets 6-9 p.m. Feb. 5, 7 and 12.

Rebuilding Your Credit – $17, includes tri-merged credit report. One session, meets 6-9 p.m. Feb. 11.

Homebuyer Education – For first-time homebuyers. $75. Four sessions, meets 6-9 p.m. March 4, 11, 18 and 25.

Opening the Door – Deciding whether to rent or buy. Free. One session, meets 6-9 p.m. March 5.

Creating a Budget – Free. One session, meets 9 a.m.-noon April 8.

Community Resources – Learn how to live more economically. Free. One session, meets 9 a.m.-noon April 22.

For information on all courses, contact Cheryl Kramer at 508-771-5400, ext. 287, or ckramer@HAConCapeCod.org. Click here for a schedule of 2013 courses.

Tags: HAC Workshops, HCEC, Homebuyer Education, housing assistance corporation, Creating a budget, Completing a Housing Application