Housing Assistance Corporation Blog

Affordable Condo Available in Orleans

Posted by Chris Kazarian on Tue, Feb 12, 2019 @ 12:31 PM

18 West Road Orleans (February 2019)

A 2-bedroom, 2-bathroom first-floor condo is available at Wise Living, a senior living facility in Orleans.

Located at 18 West Road, the affordable unit is being offered for $147,000 and includes a monthly condo fee of $717 which covers utilities, central air, covered parking, and 24-hour security. The facility has a number of guest amenities including a dining area, library, solarium, kitchen, activity area, and exercise room. Dining options are available for an additional fee.

The property must serve as the homeowner’s primary residence.

Eligible applicants must be 62 or older with a household income of 80% of the Area Median Income (AMI) which is equivalent to $48,300 for an individual and $55,200 for a couple. Applicants must also have no more than $275,000 in household assets.

The unit comes with an affordable deed restriction.

Those interested in learning more about the property should contact Housing Assistance Corporation’s Director of Cape Community Real Estate at 508-771-5400, ext. 284 or gkelleher@haconcapecod.org, or visit www.capecommunityrealestate.org for an application.

Tags: Cape Community Real Estate, Gael Kelleher, real estate listings, Nonprofit Real Estate, Orleans, Senior Housing, seniors

New Affordable Home for Sale

Posted by Chris Kazarian on Fri, Jan 04, 2019 @ 02:11 PM

 

Deer Pond Photo (January 2019)

Are you a first-time homebuyer seeking to become a homeowner on Cape Cod? Applications are currently available for a new 3-bedroom, 2-bath single-family home that Falmouth Housing Trust is building at 72 Deer Pond Road in East Falmouth.

"This is a wonderful opportunity for someone to establish their roots in a great neighborhood," said Falmouth Housing Trust Executive Director Karen Bissonnette. "With the high price of homes, this project will keep a member of our region's workforce here in Falmouth which is vital to maintaining a vibrant community."

HAC is overseeing the lottery application process for the 1,600-square-foot home which is priced at $195,000 and comes with an affordable housing deed restriction. Eligible applicants must be first-time homebuyers, with certain exceptions; earn no more than 80 percent of the Area Median Income (AMI) for Barnstable County; and have no more than $75,000 in household assets.

Lottery applications are available online (click here) and in-person at HAC's office at 460 West Main Street in Hyannis; Falmouth Housing Trust's office at 200 Main Street, Suite 212; Falmouth Town Hall; and the Falmouth Public Library.

The deadline to return applications to HAC is Friday, January 18 at 5 pm.

Those with questions can contact HAC Director of Real Estate Gael Kelleher at 508-771-5400, ext. 284 or ccre@haconcapecod.org.

More Homes for Sale

Visit www.CapeCommunityRealEstate.org for a full listing of real estate offerings and upcoming lotteries on Cape Cod. 

Tags: Cape Community Real Estate, Falmouth Housing Trust, Falmouth, real estate listings, Gael Kelleher, homes for sale, affordable homeownership, Affordable Housing on Cape Cod, affordable housing, Karen Bissonnette

Newly Renovated Ranch

Posted by HAC Staff on Mon, Nov 26, 2018 @ 04:42 PM

 

338 Sam Turner Road Home-1

This pristine 2-bedroom, 1-bath ranch at 338 Sam Turner Road in East Falmouth, has seen plenty of TLC in recent years with several renovations that include a stunning finished basement.

Priced at $180,540, this affordable home comes with central air.

Eligible applicants must be first-time homebuyers, earn at or below 80% of the Area Median Income (AMI) for Barnstable County, and have no more than $75,000 in household assets. The home comes with an affordable housing deed restriction. 

Click this link to download an application. If you have questions or need additional info, please contact HAC Director of Real Estate Gael Kelleher at ccre@haconcapecod.org or 508-771-5400, ext. 284.

To view more homes for sale, visit www.capecommunityrealestate.org

Tags: real estate listings, Cape Community Real Estate, Gael Kelleher, Falmouth, affordable housing

Applications Available for High Meadows Townhomes in Bourne

Posted by Chris Kazarian on Fri, Jul 13, 2018 @ 09:34 AM
High Meadow-1High Meadows Townhomes represents the third and final phase of a 117-unit affordable housing project in Bourne that includes Canal Bluffs and Clay Pond Cove. 

Last year at this time, HAC and the Preservation Of Affordable Housing (POAH) took part in a groundbreaking ceremony to kick off the construction of 44 affordable townhouse apartments the two nonprofits are building in Bourne as part of High Meadows Townhomes.

Now, HAC is accepting applications for those 2- and 3-bedroom apartments which will go to those in three separate income categories: those earning 30 percent of the Area Median Income (AMI) for Barnstable County ($20,700 for a 2-person household; $23,300 for a 3-person household); those earning 60% AMI ($41,400 for a 2-person household; $46,560 for a 3-person household); and those earning 75% AMI ($51,750 for a 2-person household; $58,200 for a 3-person household).

Applications are currently available online by clicking this link as well as at HAC’s office at 460 West Main Street in Hyannis; Bourne Town Hall at 24 Perry Avenue in Buzzards Bay; Jonathan Bourne Public Library at 19 Sandwich Road in Bourne; and Clay Pond Cove at 101 Harmony Hill Road in Bourne.

HAC’s Cape Community Real Estate department will be conducting the lottery for those units and has already witnessed a high demand for people seeking to live there. “They are brand new, have air conditioning, are going to have very low utility costs, and have plenty of parking,” said Gael Kelleher, HAC’s real estate director. “This is really a beautiful project.”

She encouraged residents to “get your application in as early as possible and include all of the documentation that is required.”

For those who may be unsure about their eligibility, she said, “when in doubt, apply.” Applications must be received by 5 pm on Wednesday, August 15.

Kelleher anticipated that the lottery to create the list of eligible tenants will be done at some point in September, depending on the number of applications received. POAH will oversee the tenant selection process.

Apartments should be occupied at some point in the fall, Kelleher said.

Those with questions about the application or lottery process should contact Gael Kelleher at either ccre@haconcapecod.org or 508-771-5400, ext. 284. Click this link for more information or to download a lottery application.

Tags: Canal Bluffs, High Meadows Townhomes, POAH, Preservation Of Affordable Housing, Affordable Housing Development on Cape Cod, Affordable Development on Cape Cod, Affordable Housing on Cape Cod, affordable housing, rental housing, year round rentals, Gael Kelleher, Cape Community Real Estate

Lovely Eastham Condo

Posted by Chris Kazarian on Thu, Apr 12, 2018 @ 12:38 PM

 

70 Dory Front for use

This one-bedroom, one-bath Eastham condo at 70 Dory Lane is being offered at $154,399 with a deed restriction. Featuring 750-square feet of living space and a garage, it’s perfect for a first-time homebuyer on Cape Cod.

The $123 monthly condo fee covers snow removal and landscaping.

Eligible applicants must be first-time homebuyers, with some exceptions; have a household income at or below 80% of the Area Median Income (AMI) for Barnstable County; and have less than $75,000 in assets.

Click this link for an application. To see more affordable listings for sale, visit Cape Community Real Estate's website here.

Tags: first-time homebuyer, affordable homeownership, Cape Community Real Estate, real estate listings, Nonprofit Real Estate, Gael Kelleher, Betsie Rumbaugh, affordable housing, workforce housing, homeownership

Ideal Centerville Location

Posted by HAC Staff on Wed, Dec 27, 2017 @ 05:05 PM

DSC_9000.jpg

In addition to listing a number of affordable, deed-restricted homes, HAC’s Cape Community Real Estate (CCRE) Department assists customers with the purchase and sale of market rate homes on Cape Cod and the Islands. Fees generated from the sale of these homes goes directly back to support HAC’s housing programs. Our agents are experienced, fully-licensed and have full access to the Multiple Listing Service (MLS).

Among the market rate properties we currently are listing is this 4-bedroom, 2-bath Cape home at 67 Marie-Ann Terrace in Centerville. Priced at $375,000, this home features hardwood floors, two fireplaces with 2 large bedrooms and a full bath upstairs, and 2 bedrooms and a full bath on the first floor. 

To see more photos of this home, click this link. For more information on this property, contact Cape Community Real Estate's Betsie Rumbaugh at ccre@haconcapecod.org or 508-778-7500. 

Tags: CCRE, Cape Community Real Estate, Gael Kelleher, Betsie Rumbaugh, real estate listings, Nonprofit Real Estate, Centerville

Choose Your Own Affordable Home in Yarmouth

Posted by Chris Kazarian on Wed, Oct 25, 2017 @ 01:46 PM

Yarmouth Buydown Photo.jpg

With housing at a premium, becoming a homeowner on Cape Cod continues to be difficult for low- to middle-income wage earners. In Yarmouth, a handful of residents will have an opportunity to achieve that dream through a buydown program HAC is administering for the town.

The program will enable 4 residents to purchase a market rate home at an affordable price. “Inventory has gotten really expensive so a buyer could find a market rate property priced at $289,000 and buy it at $189,000 with a deed restriction,” said Gael Kelleher, HAC’s director of Cape Community Real Estate. “It is the best deal in town. You can’t beat it.”

Qualified applicants must be first-time homebuyers (some exceptions apply), earn 80% of the Area Median Income (AMI) for Barnstable County, and have no more than $75,000 in household assets. To participate in the program, residents must fill out an application and return it to HAC’s offices at 460 West Main Street by Friday, November 17 by 5 pm.

Applications are available at HAC; Yarmouth Town Hall at 1146 Route 28; Yarmouth Housing Authority at 534 Winslow Gray Road; and all Yarmouth public libraries.

Winners will be selected by lottery and will receive a buydown of 35% of the purchase price of a market rate home of their choice, up to $100,000. The following are maximum prices of homes that can be purchased in Yarmouth through this program: $339,000 (four bedroom); $319,000 (three bedroom); $295,000 (two bedroom); and $273,000 (one bedroom).

Any house purchased through the program will be recorded and deed restricted as affordable.

Contact HAC Real Estate Assistant Betsie Rumbaugh at ccre@haconcapecod.org or 508-771-5400, ext. 285 for more information on the Yarmouth Buydown Program.

Tags: Yarmouth Buydown Program, Gael Kelleher, homeownership, affordable homeownership, Yarmouth, Cape Community Real Estate

HAC Holds Information Session for Mill Hill Affordable Units

Posted by Chris Kazarian on Fri, Jun 09, 2017 @ 02:49 PM
Mill Hill-1.jpgHAC Real Estate Assistant Betsie Rumbaugh answers a question about the lottery application for the affordable units at Mill Hill Residence in Yarmouth. 

When our loved ones grow older, how will we be able to care for them? It’s a question more Cape Codders are asking, particularly with an aging population; a Community Health Needs Assessment published by Cape Cod Healthcare last fall noted that nearly 26% of Barnstable County’s year-round population is over the age of 65, compared to 14% in Massachusetts and 13% in the nation.

The University of Massachusetts Donahue Institute predicts those numbers will only grow, estimating that by 2035 nearly 35% of the county’s population will be over 65.

That will bring with it a host of challenges that South Yarmouth’s Debbie Martin and Barnstable’s Cheryl Gibson are already grappling with. The pair were among a handful of residents who attended an information session focused on eight affordable units being built as part of Mill Hill Residence in Yarmouth that staff in HAC’s Cape Community Real Estate department held last month at the Yarmouth Senior Center.

Mill Hill is the latest assisted living facility that Maplewood Senior Living has constructed on Cape Cod. Last year, HAC conducted a lottery for 14 affordable units at Maplewood in Brewster. HAC will be doing the same for the eight affordable units in Mill Hill; a total of 75 units are being constructed there, representing a mixture of assisted living and memory care units.

Gael Kelleher, director of Cape Community Real Estate, said HAC’s role is to determine the eligibility of those applying for the affordable units based upon their income and assets. She said that interested applicants and caregivers should not disqualify themselves or a loved one before applying, noting that there were 45 people eligible for the 14 affordable units in Brewster. 

Both Gibson and Martin attended the session not for themselves, but for their mothers. “It is a lot for families,” Gibson said of serving as a caregiver. Her mother will soon turn 89 and would benefit from being in a facility like Mill Hill that offers memory care services. “There’s so many different aspects of it, between making sure she takes her medication on time to having some social stimulation rather than staring at the TV by herself.”

It was a similar story for Martin, whose 89-year-old mother currently lives at Thirwood Place, an independent living community for seniors in South Yarmouth. “She is at a point where she needs memory care,” Martin said.

She said having affordable units that provide the kinds of services that Mill Hill does make it an attractive option. And it’s something that more people on Cape Cod will require. “When my generation – I’m a Baby Boomer – starts to retire, we are going to demand a lot more options like this,” she said. 

Interested in applying for an affordable unit at Mill Hill Residence? Click this link to download a lottery application. 

Tags: Mill Hill Residence, Senior Housing, Maplewood Senior Living, Gael Kelleher, Betsie Rumbaugh, Affordable Housing on Cape Cod, affordable housing

Staff Take Advantage of HAC Services

Posted by Chris Kazarian on Fri, May 15, 2015 @ 01:19 PM

 

By CORNELL STUDENTS

One of the qualities HAC employees are known for is their compassion for the people they serve. That compassion may lie in the fact that occasionally staffers are clients, and therefore understand the emotions one goes through when seeking help from HAC.

Ann Rebello, HAC’s accounts payable clerk, is a prime example. A few years ago, she was struggling to afford the high costs of rent on Cape Cod so she moved in with her daughter to lessen the financial blow. When her daughter eventually moved out, Rebello looked to colleague Cheryl Kramer, manager of HAC’s Housing and Consumer Education Center (HCEC), for guidance.

“I wanted to see if I could get a consolidated loan to pay my bills so maybe I could afford a little more (rent),” Rebello said. “But when Cheryl saw my credit, she said, ‘Why don’t you try to buy?’ I didn’t think I could afford to buy, but she told me that mortgages are less than rent.”

That one meeting led Rebello to work with Gael Kelleher, the director of real estate for HAC’s Cape Community Real Estate (CCRE), in 2013 to find an affordable home she eventually purchased in South Yarmouth. “Being able to buy a house at my age with my income is nothing short of a miracle,” Rebello said.

Today, Rebello could not be happier. At the end of July, she will be celebrating her second anniversary as a homeowner on Cape Cod.

At HAC, Rebello is not alone. Volunteer coordinator Mary Everett-Patriquin and her husband, who moved to Massachusetts in the spring of 2008, ran into financial complications while trying to sell their previous home in Arizona in the midst of one of the worst economic recessions in recent history.

As a result, the couple moved in with Everett-Patriquin’s mother, saving money to afford their own place. During that time, she was hired by HAC’s communications and development team, and enrolled in the nonprofit’s Homebuyer Education class.

Afterwards, she utilized HAC’s services as Kelleher acted as their real estate agent and was able to find them a condominium in Yarmouth that the couple moved into about a year and a half ago. Like Rebello, Everett-Patriquin could not be more pleased with the assistance she received as a client.

And both agreed that one of the most satisfying aspects of their home purchases was that it was able to generate a profit for HAC. As a nonprofit real estate company, CCRE supports itself and generates funds for HAC programs every time they help a client buy or sell a home. For Kelleher that is the strength of her department. “We don’t make it for profit,” she said. “We make it to do good.”

Tags: alternative spring break, HACbeat, Cornell University, HAC, Mary Everett Patriquin, Gael Kelleher, Ann Rebello

The Joy of Becoming a Homeowner on Cape Cod

Posted by Chris Kazarian on Fri, Feb 20, 2015 @ 10:08 AM
Durante Family Photo resized 600Scott and Lynn Durante with their children Hailey (from left), Anthony, Charlotte, Elizabeth and Jeweleann in their Cotuit home.

How does one celebrate becoming a first-time homeowner?

After he and his wife closed on their new home in Cotuit - but before they moved in at the end of October - Scott Durante did so by sitting quietly on the front steps of that house, thinking about how his life was about to soon change for the better. “It was an amazing feeling to know a lot of our hard work was actually paying off,” he said.

A little more than a month later, as the holiday season began, Scott went shopping for a Christmas tree to put in that home. Of course, he purchased the biggest one he could find for his living room. “It was too dang big for the room,” he laughed. “But it was my first year as a homeowner so I decided we’ll have a huge tree. It was great, especially having them [our kids] wake up and be in their own home on Christmas. My oldest daughter is almost 16 and never had a home of her own until now.”

Until a few months ago, Scott, his wife Lynn and their five children Elizabeth, 15; Jeweleann, 13; Hailey, 11; Anthony, 7; and Charlotte, 2, had only rented homes in Centerville, never knowing the satisfaction and pride that comes with being a homeowner.

That changed two years ago when the Durantes were informed by their landlord that he was intending to sell their rental.

So the couple visited Gael Kelleher, HAC’s director of real estate, asking her for guidance. Kelleher suggested they may qualify for a USDA loan which helps low-income families become homeowners.

Since then Scott and Lynn took the requisite classes through HAC’s Housing Consumer Education Center (HCEC) to help rebuild their credit and prepare them for becoming first-time homebuyers.

“The thing that’s so good with them is they followed all the rules,” said Kelleher. “They took the class. They fixed their credit. They did everything a first-time homebuyer should do.”

HAC Provided Much-Needed Help

Scott, who works full-time as a tow truck driver, had similar praise for the work HAC did in helping his family which has gone through some difficult times over the years.

In 2007, the Durantes had to move out of their home and into his mother’s house in West Barnstable after he lost his job. “HAC has been great,” Scott said. “When we were down and out a couple of times, my wife called you. At one point we were referred to a shelter, but we didn’t take it.”

The family’s problems did not end there. Five years ago, he and his wife noticed their son was having physical difficulties – eye fluttering, pausing when he walked – so they took him to a neurologist. Anthony underwent an MRI, discovering that he had an arteriovenous malformation (AVM) in his brain, requiring surgery.

“It was very scary being told your son is going to have brain surgery to save his life,” Scott said.

Today, Anthony is a healthy vibrant boy though he requires therapy to address his physical and sensory needs. “He is very smart, but you have to kind of keep him engaged,” Scott said. To that end, the Durante’s home in Cotuit has been a blessing. A room with a hot tub has since been transformed into a recreational space for Anthony.

“It was good to get our own home so we could build a room for his needs,” Scott said.

The house, a small saltbox with three bedrooms, a finished basement and a wooded lot, has also been a much-needed gift for the entire family which includes pugs Bella and Brutus. Thanks to the home, the Durantes have been able to save more than $400 a month in their mortgage compared to what they paid in rent.

Perhaps the best part for the Durantes is the freedom they have since gained. “You don’t have to call the landlord and ask him what color paint is acceptable or if you can put up a shelf,” Scott said. “You don’t have to ask the landlord to replace the stove or refrigerator. We have the freedom to do whatever we want, to a point, and don’t have to answer to anybody else.”

 

Help Other HAC Clients  Become First-Time Homebuyers

Tags: Cape Cod, Scott Durante, homeowner, Housing on Cape Cod, Gael Kelleher