|Cheryl Kramer (front center) poses with her HCEC students from Angel House.|
A funny thing happened at the end of May when HAC’s Housing Consumer Education Center (HCEC) manager Cheryl Kramer finished up a budgeting and credit education workshop at the Angel House shelter. “They wanted me to come back and teach our Be a Smart Tenant class,” she said.
It is just one sign that the mothers at Angel House are embracing steps to move forward in a positive direction with their lives. Wanting to assist in that effort, Kramer returned and taught the tenancy class which covers everything from renter’s insurance to working with landlords to how to handle an eviction.
In the middle of June, 12 mothers who took the Be a Smart Tenant workshop were handed certificates of completion from Kramer. Afterwards, they spoke about how it benefitted them as they prepare for their ultimate goal of moving out of shelter and into permanent housing. “I feel more confident about moving on from here,” said Victoria Chase.
While HAC has long offered these types of classes to the general public, it has only recently begun to bring them into its shelters. Clients at the NOAH Shelter and Angel House, which are both in Hyannis, are now benefitting from the workshops Kramer has been teaching for years.
Over the past five years, she has taught the Be a Smart Tenant class at both The Village at Cataumet in Bourne and Carriage House in North Falmouth. Last fall, she brought a workshop focusing on budgeting and rebuilding your credit to NOAH, following that up with two additional ones earlier this year.
The curriculum for that class teaches students the components of a budget, how to write a budget, how to review one’s budget, how to fix items in one’s credit report and how to improve and sustain a credit score.
“It has been amazing,” Kramer said of teaching these workshops to the region’s most needy. “The NOAH Shelter guests are so vulnerable, yet are so open to learning, as are the Angel House women. The women at Angel House are so vested and so interested in this. It is so evident they have a desire to learn to do things differently… they are not there because they have to be there. They are there because they want to be.”
Following the Angel House graduation in May, Kramer spoke about the importance of bringing these HCEC workshops to those in shelter, noting that it helps them succeed in securing housing and work. “To know you’ve helped them do something different for their future and for their family is just a fun process,” Kramer said of the rewards she has reaped from teaching in HAC’s homeless shelters.
|Click here to learn more about the financial literacy classes offered through HAC's Housing Consumer Education Center. Thanks to a grant we received from the CCYP Giving Circle of The Cape Cod Foundation, we are offering three of those classes for free, for a limited time.|