Housing Assistance Corporation Blog

FSS Graduate One Step Closer to Homeownership

Posted by Chris Kazarian on Fri, Dec 23, 2016 @ 01:08 PM
Amy Feren Jan Nelson-3.jpgJan Nelson (left), HAC's FSS Coordinator, with Amy Feren at her graduation in October. 

Being a single mother is not easy. Mashpee’s Amy Feren can attest to that as she raises three children of her own. “There is no easy way around it,” she said. “You get up, make them breakfast, bring them to school and pick them up at the end of the day. You stick to a routine and do it all over again, every day.

“The weather doesn’t matter. The price of gas doesn’t matter. Life still goes on,” she continued. “It is very challenging with one income to make ends meet. It’s more difficult trying to accomplish what a two-income household has.”

Thanks to HAC’s help, overcoming those challenges has become a little easier. It started when Feren received a Section 8 voucher, allowing her to afford an apartment on Cape Cod. “Without one, my kids wouldn’t have a home,” Feren said. “I needed it because the rental prices are so high [here].”

Five years ago, Feren enrolled in HAC’s Family Self-Sufficiency (FSS) program which provides incentives for those with vouchers to take steps to increase their income and focus on career development, all in an effort to achieve self-sufficiency.

Celebrating Feren's FSS Achievements

At a ceremony at HAC in October, staff gathered to celebrate Feren’s graduation from FSS. There was cake and congratulations, but the biggest gift was a check for $11,991.71, representing the money she had saved over the past five years. As part of the FSS program, any increase in earned income is placed into an escrow account participants can access upon graduation.

Feren, who earned a paralegal certificate while in the program and is currently employed as an office manager in Plymouth, plans on using that money to purchase a home. If she does so in the next two years and gives up her housing voucher, she will receive an additional $5,000 from the state that she can use towards the down payment, closing costs or post-purchase expenses.

When asked why it is so important to become a homeowner, Feren replied, “to be self-reliant, to be self-sufficient. That is exactly what this program stands for and I think it is everybody’s dream. Every working person who contributes to society, I think they want to own their own home.”

Soon that will not be a dream for Feren, but a reality. She credited Jan Nelson, who manages the FSS program for HAC, for making that possible. “My life has consisted of a lot of ups and downs and some worse than others, but with your kindness and guidance I now have the tools to continue forward in life,” she wrote to Jan in an email following the ceremony. “You have been my one constant through my many, many years working with HAC and the Section 8 program.” 

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Tags: Section 8, Jan Nelson, Family Self Sufficiency, FSS, homeownership, Amy Feren