A fire in Boston almost caused Scott Fitzmaurice to lose his home on Cape Cod, but with help from HAC, Scott’s housing is secure.
Scott bought his home, a waterfront property in the woods, in Pocasset in 2005. “I was able to bring in roommates and offer them a reasonable rent and create a true sense of community,” he said.
But the next year, a fire damaged an investment property he owned in Boston. “The actuaries didn’t provide proper compensation, and it devastated me financially.”
For several years Scott struggled, eventually repairing and selling the Boston home, but he fell way behind with other bills.
“I was doing everything I could to get by,” he said. “I applied for mortgage modifications and was turned down, even though I was eligible.”
Scott called the office of U.S. Rep. Bill Keating, and a staff member urged him to contact HAC. Scott met with Joan Maney, one of HAC’s foreclosure-prevention counselors.
“What was extraordinary was how simply she was able to explain things,” Scott said. “Her language was very specific and careful. Within three months, I was approved for a modification and I have been on time with my payments ever since.
“The process of being at risk of foreclosure is exhausting. People might feel discouraged, but the HAC staff can help you save your house. HAC can make it happen.”
In 2008, HAC started a Foreclosure Education and Prevention Center, where our experienced staff members respond to the need for counseling services that can help homeowners at risk of foreclosure. HAC has helped over 3,000 households with foreclosure counseling.
HAC is the only HUD-approved housing counseling agency serving Cape Cod and the Islands. This is a free service through HAC. To set up an appointment with a counselor, contact Brenda Rocklage at 508-771-5400, ext. 285, or brocklage@HAConCapeCod.org.